FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Mar 13, 2015, 9:36 pm
  #10240  
upnorth
 
Join Date: Dec 2007
Location: MSP
Programs: Delta 1 MM, Platinum. Marriott-Hilton Gold
Posts: 312
Is there any difference between a “Chip and PIN” card and a “Chip and Signature” card?
Both Chip and PIN and Chip and Signature cards offer better fraud protection than traditional magnetic stripe cards. The only difference is that the Chip and PIN card requires you to enter a PIN at checkout while the Chip and Signature card only requires your signature. Good news! Capital One chip cards will be Chip and Signature cards, so there’s no additional PIN to remember.

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