FlyerTalk Forums - View Single Post - Capital One Won't Decrease Credit Limit

Mar 13, 2015 | 9:23 pm

#3

flyer4512

Join Date: Feb 2009

Posts: 7,122

Quote:

Originally Posted by Boraxo

Why would they want to do this? Clearly only done to manipulate the limits (to get another bonus) or perhaps someone who has a spending problem (in which case they should simply cancel you). The fact that Chase allows you to transfer CL between cards doesn't mean that it's good business sense.

I have to ask why a person would even make a reply such as yours without asking questions ?

Anyway, no spending problem, not a dime in debt including 2 houses. I pay all my bills in full the first day after the statement closes without exception.

I ALWAYS lower my CL's on every card I get after I make the spend. Thus far I have churned over 70 personal and business cards without one call to recon...............all instant approval, there has never been a need for me to transfer a CL ever to get a card.

So basically every accusation you made is false.

Now back to my QUESTION.

Last edited by flyer4512; Mar 13, 2015 at 9:29 pm

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