Originally Posted by
yank2688
By reading all of this and playing with it myself, it appears that they have basically capped the T-Mobile card. With the rolling 24 hr clocks, you can load 2 per day but then can't transfer them to your card for another 24 hours. If that process repeats itself throughout the month, I would assume the cap is $15k per month. Most people however stick to less than that per card, but that is what I figure to be correct until we have more data.
You would only encounter the waiting period once -- because they're having to verify your card.
However, I would not push too much through Tmo. It's a fragile card because it's harder to liquidate large amounts at a time. I am not going to do much BP ... and I avoid using this card at WM. Just lots of large grocery store purchases. Also they do track cashback transactions (e.g. $20 at grocery store, request $100 CB).