Seeing that the Barclays US Airways card will soon no longer be available, and that they don't offer a business version anymore, I was wondering if it would be possible to sign up for their personal card using my EIN. I already received the personal card recently and I thought I could get another through my EIN. Anyone see a problem with this? I believe some business applications only ask for the EIN instead of the SSN anyway, right? Does the EIN behave like the SSN in this way? I have other business cards under this number.

Thanks!

So I got a little impatient waiting for replies and decided to go ahead and give it a shot.

I filled out the application just like I would for a personal account but used my EIN instead of SSN. I felt justified doing this because I truly wanted a US Airways credit card for business use and they don't offer a business one anymore.

Anyway, I got the "we need more time screen" after hitting "apply". I waited a few minutes and then called the reconsideration line to ask if they needed more info from me. The guy was super nice. I guess my EIN pulled my personal credit report and he asked me a bunch of questions regarding my income and the accounts I had on file which I answered truthfully. He told me that I was approved at $5000 and that he needed to transfer me to another representative in order to finish the application.

The next guy asked me the security questions like birthday and mother's maiden name again and then asked for my "social" again. I gave the EIN and he had me repeat the number another two times. At that point he said he needed to send me a letter in the mail to confirm something before we could finish. I asked him if that meant my application was on hold again. He told me that it did and I asked why the other gentleman had told me I was approved. He repeated that he needed to obtain information over mail. I told him I was happy to give him any info he needed over the phone and he just repeated what he said before. Not wanting to ruffle feathers, I thanked him and told him I would be happy to wait for the letter and hung up.

What is going on here? I'm sure it has to do with my EIN but since they had my complete personal credit history in front of them and even complimented me on my creditworthiness, I can't image what they need from me in the mail? Are they just wanting to confirm that I'm not some scammer? Or are they wanting my to prove that my EIN is actually a SSN? If so, why didn't he just confront me about it over the phone? I would have been happy to explain that I was trying to receive this card for business purposes. It was very strange.