Seriously - who reads all the fine print.
Yes I know I should BUT who has the time
If the $ transfer could not be done, it should have bounced back within 24 hours to the original account.
None of this malaky of going into limbo land.
I have used this product and found it excellent. However the customer service if you have an issue is woeful, and that is the real moment of truth for a customer.
It is not how many transactions work as planned, its when something fails that is when a product is really judged.