Originally Posted by
SanDiego_Fred
I'm confident Target knows when, and how much, I load to the card. It starts at their equipment. I am also sure they know how much I spend in the store with their card. Do they know if I bill pay someone? Or ATM withdraw? Or my current balance? Maybe not. But, I don't know the data sharing agreement Target worked out with Amex.
The be more clear, of course they can track what you loaded, and what you used on the card at target stores. I assure you they cannot view all details on your account, nor do they have any authority to close your account.. They are nothing more than a brand name which has a partnership with an American Express product.. Just as AA cannot view your details and transactions on your Citi AA card, nor does any card's retail sponsor. This isn't a new kind of business, it has existed for years.