so do they not want us to use the BP feature?

ex. I owe $230.20 on my credit card/phone/insurance/student loan but I only have $200 right now, so I load $200 then BP immediately because it's due.

that will throw up flags because 1. it's a round amount and 2. I BP'd immediately....?

Isnt this card made for people who don't have much cash on hand?