Hello all -

Has anyone tried canceling their credit cards (particularly those that are being churned) via mail? I don't relish the rigmarole that I have to go through when attempting to cancel via phone ("let me connect you with an account specialist") particularly when they spend 20 minutes pleading with me not to cancel.

It'd be much more pleasant to cut up the card and mail it back with a brief note, but only if it's effective.

Thanks for any insights...