I am bringing to your attention that I, as IC RA gets suite upgrade (minimum Jr suite), club access, welcome gift, daily replenished fruit plate and free minibar beverage. If you were charged for club access I would contact IHG CS.
Airport location is the worse for local currency exchange anywhere, National bank branch or not. They have to make back the "business facilitation fees" that they paid for getting the lease for the location.
SE Asian scams are there because of poverty and/or colonization, American colonization does not make it better or worse. Philippines was a Spanish colony for a lot longer than USA was in existence. Thailand was never colonized and tourist scams are around as well.