Originally Posted by
36902BRF
Sorry for your loss SJLandsverk, I didn't want to jinx you but the few folks who have managed to get an FR vs just outright closure have rarely been alive at the end of the FR process. At least you can take solace in the fact that you fought the fight. BMO is really a disaster (still no communication or check here for me yet--two+ months since my lock and counting).
My gray hair tells me I've been around this block a time or two so I knew how this was going to end. However, I wouldn't be a good contributor if I didn't put myself through the pain of the process so I could share what
they are thinking. Half the fun is anticipating what an issuer is doing or going to do. All of us have taken advantage of a mistake fare or a big sign up offer/redemption offer, so I enjoyed my 4 month run with BMO. More importantly, everyone else now has an idea what to watch out for.
And to those who are asking, I would definitely NOT ask them to lower any limits. In fact, I'd not talk to them unless absolutely necessary. Keep your spending well under your limit if you can. Seems like they would like to close/reduce any exposure they have, especially the Elite ones.