Originally Posted by
tmiw
Do you think it would be worthwhile to preemptively get them to lower my CL, or should I wait for now? Also, did they tell you what income is required to get their lowest allowed CL?
Personally I think getting on their radar at this point even in what is seemingly a defensive action is crazy. I'd do minimal "normal" spend on the card and hope you fall to the bottom of the review pile by which time their approach may have changed.