Originally Posted by
pokee
AWESOME news! You've now made me feel much more comfy about my RBC card switch. Even better with RBC - you can do it ONLINE! No pesky agents to deal with!
I have existing, long-time accounts at CIBC and BMO and now I am feeling more adventurous to try this with those banks more frequently. I guess we'll all figure out how 'clever' their systems are and how far back they go at some point!
Forget churning and credit pulls: the 'upgrade/downgrade' game could keep us all swimming in points!
could be quite lucrative with multiple products, for example with BMO
No Fee -> Air Miles -> AM Gold -> World Elite -> No Fee
since when i asked them, they said as long as you are upgrading, you usually qualify for bonus offers.