Stays alive requirement
Personally I don't like the wiki title for stay alive: "Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe".
I have my gobank card for 18 months. I only have one swipe $25 or less for the entire 18 months. 80% of the time my balance was over $2K to $4k since I am not in a hurry to spend it. I loaded about $4K to 4.5K each month. I have one Direct Deposit for $20 per month. I paid $1 month fee. I am still alive for 18 months.
My wife's gobank card is also alive for 11 months now. My wife card didn't swipe at all. Paid $1 month fee also. One Direct Deposit for $10 per month.