Originally Posted by
lclaman
What I now take that to be is: sure, the tokenized CC number won't work anywhere else, but crooks can still try to use it elsewhere, and if they do, you'll get a fraud alert and have to go through the hassle of having your credit cards reissued with a new number.
Sounds like the banks haven't thought through their processing of Apple Pay fraud. Since the Primary Account Number (the one printed on the card) hasn't been compromised, there's no need to actually change that number and reissue physical cards. What should be happening is that the Device Account Number (the one Apple Pay presents to the merchant) should be changed.