Originally Posted by
traveler9020
No it's not. As long as the account was paid on time, the banks could care less.
Probably true if the card was closed by bank A, and you are applying to bank B. But there are several data points on some of the Citi threads where Citi had shut down a card for some minor reason, such as no spending for 6 months, and that became a problem getting approval for a new card from Citi. It seems Citi doesn't distinguish between cards shut down for good cause and cards shut down on a whim.