I think I ran into a problem due to carelessness. I applied for, and received, an Exec card. They gave me a huge credit line, and I already have a Citi platinum card also with a huge credit line.
Eight days after the Exec card, I applied for a business card. There is no problem with 8/65/95/etc, but the business card app is in limbo; they are not approving it or declining it. It's been 6 days and it's still pending.
I think the problem is with having too much personal credit. I should have lowered the exec card credit line as soon as I got it. I know I can call and move credit around if that's the problem, but I absolutely hate to call. Is there any way to SM regarding a pending app, or any other method of clearing this logjam?