Got this in the mail today. 1.5% cash back and it says $500 cash back after spending $4,500. I figure I can put my estimated taxes on this card once, eat the $13 (1.79%-1.5% * 4500) and net $487.

However, I've never done a Capital One card before.

Some quick googling tells me they'll pull all 3 credit bureaus. Suddenly that seems like it's not really worth $500. There are other things I could do to make $500 that won't impact my credit so much.

What do you all think, would you do it? I'm due for my AoR this week and kind of like the idea of giving Chase and Citi bank a break and doing one of the other lenders, but how bad is pulling all 3 credit bureaus at once?