I've messaged a few people I saw discussing the H.E.L.L.O. method on Churning because I think I figured it out (or at least most of it), but they've been ignoring me. I'm going to post what I found here. Please let me know if I'm on the right track. I'm scared to try it because I don't want PayPal to shut me down so hoping to confirm it works from someone else first.

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The thing I can't figure out is if Paypal will shut you down for this or if there are some other tricks I need to know. If you know the H.E.L.L.O Method please tell me if I got it right or what I'm missing.