Originally Posted by Brugge

Just because they didn't send you a FA, doesn't mean that's not why your charge was denied. Call the number on the back of the card, and ask them what's going on. They will either clear it for you, or transfer you to the Fraud dept, who will ask you a bunch of questions to establish who you are, and then they will clear it for you. Check with the CSR to make sure they have your cell phone number, and that you have authorized them to contact you thru your cell. Then hopefully any future FAs will happen right when you are in the store, and you can clear them and finish the load.

Then go to Target and load $500. Go back a few days later and load another $500. After you load $1500 do a $1500 BP to your Chase card and wait for it to post to your account before loading again. But do not charge more than your total CL on that card in any one billing period.

As mentioned earlier in this thread, you have to get the computer used to the idea that you charge significant amounts at Target. After a couple of months you can raise the amount you load to $1K per day. By the Summer you will be able to load $1k + $1K + $500 in a single charge.