In the Chase forum, a master "applying for Chase cards" thread makes sense, because there's not that much different from one card to the next.

But with Citi, there are vastly different "applying" rules from one card to the next (or even from one card offer to the next). I think it would be more confusing to try to cover it all in one thread.

I think it's mostly divided the right way now, except that the rules for AA Buusiness cards are as different from the rules for AA personal cards as AA Gold/Plat cards are different from the AA Exec card. So should AA business cards be spun off to a separate thread or not?

The type of people who apply for the Exec card are a special type, since it's a card hard for most people to do the spend on without MS (while the other AA cards many people can be handle with "natural" spend), and because most people neither want to pay the Exec's big annual fee nor jump through the timing hoops necessary to perhaps avoid having to pay it.

So because of all that, I vote for keeping the Exec in a separate thread.