I think that AA, HHonors, Expedia, and TY should maintain different threads as people tend to be interested in specific programs and there is little relationship between those. I happen to be interested in AA and HHonors and could not care less about the others.

I would continue to split out Fee cards from Fee-waived cards. Again, they tend to target different interests and are very different products with different rules and issues.

I like the idea of having a thread just on application procedure---enough that I was planning on proposing that I create/maintain one in December but then the rules started changing with the new applications and I figured perhaps best to put that on hold until things calm down. The downside of course is that it is somewhat tied into the cards themselves, although perhaps that is changing.

Ike