Originally Posted by ChurnChop

Have had this card for 4 months. I've paid with Serve, WF Checking, and BofA checking. Not surprisingly, WF checking is the fastest, the CL pops up quickly before 24 hrs. External accounts that are already recognized by WF (part of the payment drop down list) like BofA get processed quickly as well but may take an extra day. Serve, Bluebird take anywhere from 4 to 7 days in my experience. Never had to wait 2 weeks personally. I've also never had my CL held back once a payment is recognized by the system even as pending. I know others report having to wait a week or two to get there CL raised even after payment.