Called on my mom's USMC #2 over the wknd. AF hit on 12/31. Transferred to retention and rep waived AF with bonus offer of 5k mi w/ $1k spend (only used this card once for initial spend). Rep also proactively offered to waive AF on card #1 that also posted on 12/31... nice since I was planning on calling in separately for this one. Card #1 came with a bonus offer of 5k mi w/ $3k spend (this card rcvd about $10-15k spend over the year).