Since the CitiPM is less VFM for my prefrence, I was browsing for alternate cards on Citi website and found out that the Citi Rewards Credit Card offers a good deal. Low fees, converts points into FFP @ 0.75 and has Flipkart, GoIbibo, Yatra, Bookmyshow (same bunch as CitiPM) as 10x partners.
So, for an annual fee of INR 1000 (waived on annual spends for INR 30k), I can potentially earn 7.5 FFP on every INR 125 spent.
https://www.online.citibank.co.in/po...wards-card.htm