Originally Posted by
donotblink
The advantage of the second card is that you can get an extra free ATM withdrawal each month, so without the 2nd card you pay an extra $3/month or $36/year
I know the advantages of having a 2nd AFT card. But the OP was saying that he/she feels that you somehow can't do any MS on the AFT cards since the wiki talks about how to best use this with 2 AFT cards. My point was that even if you don' have 2 AFT cards, you can still do some MS on these cards. Yes it costs more but that is the price you pay for procrastination. MS avenues open and close all the time.
Originally Posted by
ttlmmky
To the above few posters:
Correct me if I'm wrong, but I always thought the way this works is that you can't load more than $3,000 per card per month. I was under the impression that with one card, you can only do 3k a month max. I would love to be proven wrong as I have 2 cards to my name and 1 card in another person's. I've never tried doing more than 3k per 28 days on the lone wolf card!
After reading through the wiki one more time this at least appears possible. Is anyone doing 5k a month with a single card?
You are bound by the $5K/mo total for all accounts whether you use 1 or 2 AFT cards. However if you have 2 AFT cards, it makes little sense to load more than $3K on one card since you would want to take advantage of the free ATM withdrawal on the 2nd card and not to mention adding $2K on the 2nd card helps reduce the number of ATM trips that you would have if you only have 1 AFT card.