Originally Posted by
Brugge
I just realized I answered your question #2, but not question #1.
No need to close your AA Visa cards. Either having a Visa is no problem with the new apps, in which case it doesn't matter what you do.
Or else having closed a Visa within the last 18 months will keep you from getting a bonus. In which case you will qualify for a new bonus in 6 months if you keep them open. But would have to wait 18 months if you close one now.
The problem with this strategy is that you have to pay the AF if you don't close it. It's only $95, but if you leave it open and then find that you can't get another one in 6 months anyway, you're out $95 for no reason.
It might be worth it to try for a retention bonus to offset the AF. If you can't get that you have to decide how much you care about $95 and whether it's worth the gamble to you.