Originally Posted by
IWOL
Not gonna have an argument about keeping recipts. I have already disputed the stolen card with US bank...did you read my long post?
US BANK HAS MY MONEY ON THEIR GIFT CARD. IM NOT ASKING FOR A REFUND.IM ASKING FOR A REPLACEMENT OF THE PRODUCT AND IF THEY DONT LIKE MY PROOF PF PURCHASE AND THEY CLAIM I DIDNT BUY THE CARD, FINE THEN THEY SHOULD ISSUE A REFUND. THEY CANT HAVE IT BOTH WAYS!
Dude. Chill.
Your dispute is certainly not with the credit card companies. Besides, as noted above, you're beyond the terms of limitations to even dispute a charge.
File a CFPB complaint and explain that you're getting the runaround exactly as you have here. The trick is to get out of the trenches. The idiots on the front line are useless. They can't do crap for you and their entire job is to tell you NO and lie re: status.