Very unusual question, but I was wondering: has anyone ever been instantly approved for a card, then called recon to have them lower your credit limit? I've got about 20k free credit with Chase, but I know they'll sometimes put that much on a single card. I was hoping to get the personal plus, lower credit on it if necessary, and then get the personal premier without having to talk to recon. A call to lower my CL seems easier than one to talk them into giving me a second card.

Or is there another number that I could call? I just know recon seems to have the power to do things like change CLs on cards that haven't even been printed yet, much less activated.