Originally Posted by
percysmith
I observe HK merchants generally offer PRC customers a choice of using the overseas card association or Unionpay without commenting on the merits of either. If I'm standing behind such a customer I will try to get him to say Unionpay as quickly as possible cos it's really the best for him and for me if he stops pondering the question.
This is good to know. I wasn't aware of the co-branded cards, so thanks for the detailed explanation. Francfranc's DCC scalp is 4.9%, and that would be a painful surcharge for someone who could have had none by using UnionPay.
