I'm in NZ right now on a one-way rental. Declined comprehensive coverage for a variety of reasons. The second day out I backed into a hidden rock and the rubber mudflat over the rear passenger wheel was ripped off but with no body damage. It isn't something you'd notice without a long, hard look.

Should I go to the trouble of trying a local dealer to fix on my own? We also got a windshield ding, less than 1cm, no spidering... Anyone with recent experience?