quote:
<<Originally posted by atlauren:
I'm surprised at the negative reception to the MyPoints card. By my figuring, the payback ranges from 3-5%, depending on the cashout item.>>

How do you come up with 3-5%. I come with something less than 1/2%. For example, it takes 1,400 points to get a $10 Walmart card. It takes $2,800 spent to earn 1,400 points. $10 rewards for $2,800 spent is around .35%. Maybe you have your decimal point off by a factor of 10.