Originally Posted by
litesalt
However, because the CSP is my second oldest credit line, I don't want to cancel it outright.
Originally Posted by
litesalt
If any seem like common sense, I just want to be very sure of my options and the process before making any irreversible changes.
Keep in mind that your AAoA is not immediately affected by closing a credit card. The account typically continues to show up on reports and factor into AAoA for 10 years after closure.
Utilization, however, is immediately impacted. If you do close the card see if you can transfer the available credit to another Chase card.
Originally Posted by
Travel4Points
When does CSP pay the 7% dividend?
February