Originally Posted by
percysmith
By card not present I had two types of payments in mind - online payments and fax/mail/phone order payments.
Unionpay cannot perform fax/mail/phone. Even PRC-issued Unionpay cards cannot do that right?
We know PRC-issued Unionpay cards can be used online. But when we try our HK-issued Unionpay cards, we either get rejected or - there's a payment gateway operated by Unionpay - sometimes get accepted. But even on that Unionpay-operated gateway, the exchange rate is out of whack - I know a guy who got a ridiculous exchange rate on qatarairways.com with Unionpay (something like HK$16/GBP two months ago) and is still disputing with CCB HK.
Phone transactions are happening now. Kind of. I was given the option when purchasing a plane ticket with Juneyao and paying with my ICBC card. It's just a pain since it also involves a couple rounds of back and forth SMS to verify your info, and my attempt didn't work because it wouldn't accept my passport number when it asked for a Chinese ID number.