Originally Posted by
jamar
and for card not present, BEA up here has asked me if I want to allow card-not-present/Alipay transactions on my debit card (on the other hand, they suddenly turned off out-of-mainland withdrawals and required me to come to a branch in person to re-enable that function, so I'm a bit annoyed with them), as have a couple of others (Standard Chartered has the least annoying online payment procedure so I usually use their debit card for Chinese online purchases). Or is the issue on the merchant side?
By card not present I had two types of payments in mind - online payments and fax/mail/phone order payments.
Unionpay cannot perform fax/mail/phone. Even PRC-issued Unionpay cards cannot do that right?
We know PRC-issued Unionpay cards can be used online. But when we try our HK-issued Unionpay cards, we either get rejected or - there's a payment gateway operated by Unionpay - sometimes get accepted. But even on that Unionpay-operated gateway, the exchange rate is out of whack - I know a guy who got a ridiculous exchange rate on qatarairways.com with Unionpay (something like HK$16/GBP two months ago) and is still disputing with CCB HK.