What does (e) mean? If I do not spend all the e-rewards earned in 2002 till 03/2003, all e-rewards earned in 2002 will expire, or only 75 %?
Thanks
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e-Rewards® Member Agreement

"8) Expiration of e-Rewards Currency

(a) All e-Rewards Currency earned from Member’s enrollment date until December 31, 2001, must be redeemed by March 31, 2002.

(b) Beginning January 1, 2002, Member will earn e-Rewards Currency on an annual basis corresponding to the calendar year.

(c) All e-Rewards Currency earned in a calendar year must be redeemed March 31 of the following calendar year. (Example: e-Rewards Currency earned on November 15, 2002, must be redeemed by March 31, 2003.)

(d) Subject to subsection (e) below, after March 31 of a given year, any e-Rewards Currency in a Member’s account earned in the prior calendar year will expire, and will be removed from the Member’s account. (Example: e-Rewards Currency earned on July 24, 2003, will expire on March 31, 2004.)

(e) Notwithstanding the foregoing, the e-Rewards Service will automatically roll over 25% of Member’s e-Rewards Currency account balance from a prior calendar year (as it stands immediately prior to midnight of March 31) into Member’s e-Rewards Currency account balance for the current calendar year. (Example: At midnight of March 31, 2002, Member has $100 of unredeemed e-Rewards Currency earned in calendar year 2001, and $25 of unredeemed e-Rewards Currency earned in calendar year 2002, for a total account balance of $125 in e-Rewards Currency. On the morning of April 1, 2002, Member will have a total account balance of $50 in e-Rewards Currency: $25 from calendar year 2002, and $25 (25% of $100) rolled over from calendar year 2001.)"