It does pay to learn. I have just looked into the gold status. Under this you can pick up to $50 per month. But of course the bad news is you have to pay $19.95 for 3 months. The good news is you don't have to pay cash. You can have it deducted from your balance and owe them the remainder.
So FREQFOOT, it does pay to learn. Earn your $100 in 4 months.