Bringing up a semi-old topic here... I've had my BD Checking account "maxed" at $50k for a long time now.
The question is, should I open a second account, MM account? I have another $30k that I need to keep liquid (very liquid, so no Fidelity or other options that I need to have a waiting period to get). The MM account offers 50 miles per 1000, but no monthly fee.
Best I can do at a different bank is about 1% these days. I'm in the highest tax bracket (plus hit by another 13% in CA State Income Taxes)
Seems like BD MM earning the 50 miles per $1000 is the better bet for this additional $30k...?