Originally Posted by
justinh20
Little hard to follow but you're saying you don't like to use bill pay but find some intermediate step so there are 3 steps involved instead of just 2?
Nothing wrong using any BP I just wont pay off the CC I used to get the GCs with. Its simple use CC A load the GCs to Card1 I wont BP from Card1 to pay off CC A. What I do do is use CC B and load to Card2 . Then Card 2 pays off CC A and Card 1 pays off CC 2 ( this is as long as Card 1 and Card 2 are not the same card eg folks have several BB accts or TM accts)
Basically now that most companys know whats flying I try to keep it all at an arms reach, so that it doesnt appear to be A-B-A, they arent stupid but I feel as long as its not A-B-A they may let me live a bit longer, since its not being thrown smack in their face.I could be wrong,but the times it was thrown into their face I was shut down while the cards in other names were left alone till their over all total got beyond what they want as a customer
MSing is YMMV what works for me may kill you and viceversa, my object nowadays is to simply last alittle longer by trying to stay under the radar and not have to deal with getting the funds I loaded to the acct back into my pocket since the acct is frozen