Originally Posted by
tmiw
I hope this hurts them badly. Sadly, I think Americans are immune to data breach news. Look at Home Depot, they were JUST HIT yet still blew right past their chip deployment promises.
Originally Posted by
Kremmen
I don't see what point there is for you as random person in the internet to say that every Chase employee is wrong and you are right about something that you haven't tested.
While I would accept that it's odd, and even stupid, if their system works that way, a bank can chose to treat a transaction as a cash advance just as they can choose to give you double rewards on some transactions and choose to decline some transactions because of some maniac algorithm that guesses incorrectly that a charge might be fraudulent.
But that's just NOT how credit card processing works. Transactions are coded for what they are. If it's coded as a purchase, it's a purchase - no matter how it's verified. And the people on here who have used their PIN with their Chase card have confirmed this. No matter what they verbally say, they can't just charge cash advance fees for a transaction coded as a purchase.