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Old Jan 1, 2015 | 3:22 pm
  #468  
farwest101
 
Join Date: Oct 2012
Posts: 970
Originally Posted by jan_believes
Thanks for taking the time to enhance the Wiki. BTW, what a nice problem to have regarding your points!

I don't think I want a retention offer on this card although it has been a sweetheart for me in quite a few ways.

March is my anniversary month. I have 0% APR for the first year and I carry about a $1750 revolve. So, I will be shopping for a supplemental 0% card to transfer or take the $ out of the emergency fund. But, it's the travel redemptions that have me worn out. I have covered about $1800 worth of travel expenses, yes, all small potato types, but especially hotel and rental car rates, due to two house hunting trips career related, not reimbursable. And, a fun type excursion, too.

So, I want to cover the final hotel expense from October, '14, and turn my attention elsewhere. I am an AU on the DH's Arrival and we have three travel charges on his and have til July for his anniversary.

I have the DH Arrival to spend on and the DS Sept-January $300 CB promotion to complete. Will be so GLAD to get that one over with!

So, I think my Arrival is headed for the pasture. Except for one concern:

The $8K CL I will lose.

I recently got a US MC retention offer of additional AF waiver. I am thinking to try and transfer the Arrival CL to the US MC CL. Is there a pitfall ahead to try this or will this work? I barely use the US MC. Seems my argument should be I can use it more if the CL is larger. Thoughts? Thanks.

Yes, you can transfer CLs before you close your card. I've done it several times in recent months (mostly to get a much bigger CL on my A+ ). Front line bozos will often tell you it can't be done, but you need to get transferred to the Credit Department and they can do it easily/quickly.

You should 110% talk to retention about getting the AF waived. They aren't going to cancel your card without your explicit instructions
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