"The vast majority of DCC offerings I've seen wouldn't pass muster with Visa or MC if they actually cared about enforcing their regulations. " it'll be nice if some EU jurisdiction can fine Visa and Mastercard for their negligence much like Italy fined Tripadvisor. The only lcpurt action I know is the Australiab ACCC buttfxckedly suing V/M for not allowing more of it! But such devine acts cannot be worked towards, only prayed for.