This relates to dot coms only.

Now that Goldpoints has reduced their redemption level, the question of who among us lost redemption value arises.

I have never had enough trust in any affinity program to leave anything more than a minimal amount of points in my account. Fortunately, Goldpoints does not apply to me, but other programs have had similar problems. I try to remain a bit paranoid and redeem, redeem, and let me say it again -REDEEM. It is noteworthy to say that on several occassions I believe this has cost me points in the long run.

Who has been caught with "your pants down" and why did you let yourself be so exposed?