Originally Posted by
prasha11
Why hurry? could u not wait for few months and let the dust settle before applying for a new card?
My assumption is your card now has no outstanding balance and all the rewards cashed out, is it cool off period?
How is your credit score changed, before and after?
Not in a hurry but got a 100K MR Plat business card offer over the phone, can't resist! I still owe around $200 on it before cashing out everything last month. Still waiting for $300 in pending rewards, I think but no big deal. I will see if I can redeem them once statement closes in few days.
As for the credit score, nothing abnormal as per CK, lost couple of points but not sure related to this account closure. Account is reported "closed by grantor" and showing my last statement balance before closing.