Our household had this rug yanked out from underneath us, despite no MS on the card, and only having routine monthly autobilled payments, and autopay for balance.

We responded with a request to discuss and intent to file with OCC and the other various and sundry gubment entities.

The winds have changed, my friends- the economy is doing well, and in the most recent budget dealings there has been momentum to give the Dodd-Frank protections the ole Shaivo treatment.