Dear TheGreatMongo,

We are contacting you to be sure you do not have any surprises when you try to use your Card. We wanted to let you know that we will be closing your account referenced above in 30 days. Effective as of the date of this communication, the Card(s) on this account are suspended and no further charges will be approved.

Please tell any Additional Card Members on this account of this change so they do not have an unexpected inconvenience when attempting to use the Card.
If you have any recurring charges on these accounts such as cell phone charges, please contact that company immediately to ensure your other bills do not go unpaid.

You will also receive additional information by letter, but we wanted to be sure you were aware of this change.

Sincerely,

American Express Account Services

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Got the email today. I wonder why they have to wait 30days to cancel. is this a regulatory requirement for card issuer?