PS- to save you from having to read the entire Brookline agreement, there is a monthly $5 service fee unless you have direct deposit. That is the only way I saw to waive it. There are other "types" of checking accounts with fee waivers for minimum balances around $800, but the eChecking account you have to open for the Click Rewards requires a direct deposit set-up for the fee to be waived. I won't be doing it for 500 miles. I am holding out hope there is something better in the works. Did you check out the Capital One offer for opening a CD through Click Rewards? I LMAO when I saw the amount you had to deposit for measely amount of click miles.