Originally Posted by
Brugge
AoA is an Urban Myth in my opinion. I'm canceling cards and applying for new ones all the time. Even after just having gotten 3 new cards in the past 2 weeks, and canceling 3 others, Barclays tells me my TU FICO is 795. Citi just gave me another EXEC card, with a CL of $15K +, and with instant approval as well.
With a longer AoA, I'd have a FICO of 815 like slhansen219. But that's ok, I'd rather have 10 more cards and the sign up bonuses they come with, than the extra 20 FICO points.
I'm with you, rather have the perks than the extra score. I'd previously only had access to the estimated score via Cap1 and been a little bummed this year when that went from 780 to 764. Recently signed up for the US Airways Premier. Checked FICO w/Barclays for first time today. 811. Weird. ^^^