Originally Posted by
silver6054
That means that credit isn't taken into account (which is what the public thinks of a credit check). The agreement states:
To the extent allowed by Applicable Law, you agree that we may make or obtain any credit, employment and investigative inquiries or reports as we deem appropriate in connection with the opening, issuance, funding, loading, reloading, review, suspension or termination of your Account, Card, Sub-Account or Sub-Account Card, or any applicant to be a User or Sub-Account User. These inquiries may include inquiries to credit reporting agencies, check databases, or other consumer reporting agencies
So since he has no credit rating at all, (he is a college student, with a several hours a week part time job, and his only cc is an AU account from his dad), he doesn't qualify for a RB?