I think the total dollar value cycled through the account is one of the triggers to be flagged. The Dragon probably searches for accounts that have had X dollars pushed through and then looks at those accounts' activity...if she sees large WM purchases and/or Evolve transactions then you're cooked. I kept all transactions under $500 each and under $1000 total per day. Sprinkled in small regular spend, but was completely shut down. But I did reload $1k once a week, which was probably too much. I was given no chance to unlock the account. She asked me what my intent was for the account and how I funded it. I made up a story for my intent, but she said the account was permanently closed as soon as I finished. Also, I did not get the red message about an inactive account after reloading, only an error message after trying to unsuccessfully reload. Maybe this was because a human closed the account rather than the computer freezing it once some threshold was crossed.

Other triggers could be use of the card on Evolve....Anyone else care to share their experience? Just trying to help others dodge the Dragon longer...