FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Dec 2, 2014, 2:39 am
  #8379  
AllieKat
 
Join Date: Nov 2012
Posts: 3,537
Originally Posted by Daveoc64
IMO the US has everything totally backwards - like in that example you give. The card has features like holograms and security codes on it that the store should be checking to see if they're genuine. By allowing the cardholder to swipe the card themselves they are totally bypassing all of those security features. It would be like letting customers put cash in the till themselves - without checking to see if it's counterfeit or if it's simply a piece of green paper with $10 written on it in crayon.
One of the points of the chip was to REPLACE the need for those features, not merely supplement it, so card-in-cardholder-hand was safe.
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